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Ginni Rometty, the CEO of IBM, announced the death of customer segmentation five years ago saying, "The shift is to go from the segment to the individual. Sign in with LinkedIn Sign in with Facebook. The bank has been working with the Australian Prudential Regulation Authority and is in the process of getting a full banking licence. The purpose of Artificial Intelligence AI has always been to replace the menial and repetitive tasks we do each day in every sector, so that we can concentrate on doing what we do best. That's just not good reporting.